Who We Are
Calcu-Gator is a free online platform providing accurate financial calculators specifically designed for Canadians. Whether you're planning a mortgage, calculating taxes, or managing student loans, our tools help you make informed financial decisions.
Our Mission
We believe that everyone should have access to clear, accurate financial tools without paying for expensive software or advisors. Our calculators are:
- Free to use – No hidden fees or subscriptions.
- Canadian-specific – Built for Canada's tax laws, provinces, and financial systems.
- Up-to-date – Regularly updated with the latest rates from the CRA, Bank of Canada, and provincial governments.
- Easy to understand – Clear explanations, not financial jargon.
How We're Different
Unlike generic calculator sites, Calcu-Gator focuses exclusively on the Canadian market. We understand:
- Provincial tax differences (ON, BC, QC, AB, and others).
- RRSP and TFSA contribution rules.
- CMHC mortgage insurance requirements.
- GST/HST rates by province.
- CPP and EI calculations.
Our Commitment to Accuracy
All our calculators are built using official government sources, including:
- Canada Revenue Agency (CRA) tax tables.
- Bank of Canada interest rate data.
- Provincial government regulations.
- CMHC mortgage insurance rules.
We update our calculators annually (or more frequently when rates change) to ensure you always get accurate results.
Disclaimer
Calcu-Gator provides educational tools and estimates only. We do not provide personalized financial, tax, or legal advice. For complex financial decisions, please consult with a licensed:
- Financial advisor (CFP)
- Accountant (CPA)
- Tax professional
- Mortgage broker
Privacy & Data
We respect your privacy:
- Your calculations are not stored on our servers.
- We don't collect personal information through calculators.
- No registration is required.
- See our Privacy Policy for details.
How We Keep It Free
Calcu-Gator is supported by:
- Non-intrusive display advertising.
- Affiliate partnerships with reputable Canadian financial institutions.
We only recommend products we would use ourselves and never compromise the accuracy of our calculators for advertising revenue.
Contact Us
Have suggestions? Found a bug? Want to partner with us?